A Guide to Unoccupied Property Insurance
Unoccupied Property Insurance Explained
If you own property, whether it’s your own home or property that you let you, it’s vital that you have the necessary cover in place if it’s going to be unoccupied for an extended period of time. For home owners, a typical home insurance policy will cover your home if it’s unoccupied for 30 days or less. However if you’re going to leave your home unoccupied for longer than this then you’ll need to get a special unoccupied property insurance policy.
Finding unoccupied property insurance online is now very quick and easy, with many insurance providers offering this type of cover. When you’re looking for unoccupied property insurance online it’s important to know what cover options you want as well as what period of time the house needs to be covered for.
Who Can Benefit from Unoccupied Property Insurance
There are many scenarios where unoccupied property insurance is required, such as –
- The property is a holiday home that is only occupied for part of the year
- Unoccupied buy to let property
- The property is being renovated or extended
- The property is waiting for a buyer
In any of these scenarios, there’s a good chance that you’ll need unoccupied property insurance, depending on the length of time the property is left unoccupied.
Why Unoccupied Property Insurance is Important
Many people underestimate the need for unoccupied property insurance or don’t realise that they need it at all. The truth is that unoccupied property is at much greater risk than if it were occupied. One of the main reasons for this is that it becomes a target for thieves, vandals and squatters. Many people take measures against this such as installing security cameras and security lights but this is certainly not a fool proof solution. The only way to truly know that you’re covered is to get a good policy in place which will give you full peace of mind.
Get Quotes Quickly and Easily
Now that you know more about unoccupied property insurance and what it entails, you will probably want to go about getting quotes. Getting multiple quotes is one of the best ways to save money and the good news is that it’s now incredibly quick and easy to do this. By clicking the red button below and providing a bit of information about your insurance requirements, you will then have access to a range of tailored quotes from a panel of unoccupied property insurance specialists.